Good morning everyone,

We hope you had a great holiday weekend.

Just a reminder that it's important to spend a little time prior to the end of the 2011 calendar year, thinking about your investment club taxes. There may be important actions you should take before 2012 starts.

This is even more true this year as there are several very significant changes you will be facing during the coming tax season.

Join us on Thursday, December 1 at 8:30PM for this months Club Meeting Meeting. We'll be discussing "Getting Ready for Tax Season" You can register now to join us online at www.bivio.com/club_cafe

Take a few minutes now to address any issues your investment club needs to deal with before the holiday season really gets into full swing. Then you can relax and enjoy yourselves!

--
Laurie Frederiksen
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