This is an interesting subject.  In one of my clubs, there are two couples as members also.   I just assigned each person a different penny amount and they make two different payments.    They haven’t told me that this costs them extra.  I hope it doesn’t.

If your couples are making a payment for two people using one check,  you will need to make manual adjustments like you’ve described to record their payments.  You might not even worry about dividing up the cents amount between them.  Its purpose is to identify whose check it is.  You probably want to be able to use it to have the amount automatically assigned to at least one of the partners.   Since you have to make the adjustment manually anyway,  you could just leave the cents with the original person and enter a whole amount for the other.  For example,  if you assign $.04 to one of the couple,  it will be automatically filled in next to their name on the multiple payments form.  You will just need to adjust that entry and move the second persons portion to assign it to them.  It just depends on what works best for you.  Either of the options you’ve described will also work.

   Laurie Frederiksen

   www.bivio.com