Hi Everyone,

Just a reminder that the Manifest Investing Challenge club will be meeting again this Wednesday(Nov.
11) evening at 8PM ET. This is an virtual, online club run by Mark Robertson. Everyone is invited
to join online to observe or even participate. The stock and portfolio management discussion is
always interesting. To register, go to www.bivio.com/club_cafe

 Laurie Frederiksen
 bivio Inc.