"A flat rate for x trades should be logged as a deductible
investment expense and not commissions. A commission is
included in the cost basis of a stock only when it is
directly tied to that transaction. "

After re-reading your answer I think I understand it.  Since
it is not directly tied to our transaction (meaning its
pulled at a different time) I am able to enter it as a
deductible investment expense from our checking account.
Now being deductible, we essentially can deduct this at the
end of the year taxes?  Still trying to learn, sorry about
the excessive questions.
Thanks