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From: club_cafe@bivio.com <club_cafe@bivio.com> on behalf of Melinda Speak via bivio.com <user*30643000001@bivio.com>
Date: Monday, July 24, 2023 at 2:05 PM
To: club_cafe@bivio.com <club_cafe@bivio.com>
Subject: Re: [club_cafe] ACH Transfer from Personal Bank Account to Investment Club Fidelity Brokerage Account

WARNING: This message has originated from an External Source. This may be a phishing expedition that can result in unauthorized access to our IT System. Please use proper judgment and caution when opening attachments, clicking links, or responding to this email.

Please removed my email mjspeak@gmail.com from your mailing list. I must have subscribed by mistake & can't see how to undo it myself.

Thanks, 

Melinda Speak



On Jul 24, 2023, at 12:05 PM, ira smilovitz via bivio.com <user*2883400001@bivio.com> wrote:

I would check with Fidelity. I know you can set up direct bank->Fidelity EFTs and FedWire transfers although the mechanics are different. I don't know if the reverse direction is available. I would think not as most brokers insert as many obstacles as possible before they transfer any assets beyond their control.

Ira Smilovitz

On Sun, Jul 23, 2023 at 5:04 PM Ian Munro via bivio.com <user*39995800001@bivio.com> wrote:

My objective is to streamline the member payment process for the investment club in which I participate.

Has anyone successfully (and securely) setup ACH transfer to a Fidelity brokerage account?

I was able to setup the investment club brokerage account as an external account and transfer funds from my bank into the brokerage account. My bank used the microdeposit protocol to verify the brokerage account.

My concern is whether I now have authority to transfer funds from the investment club brokerage account to my personal bank account. Obviously, if this is the case, then the risk of rolling this capability out to all club partners would be unacceptable.

I realize I could simply enter a transfer transaction, but perhaps someone has already been down this path?

Please remove my name from your emails

Sent from my iPhone

On Jul 29, 2023, at 3:15 PM, Alexander, Hannah via bivio.com <user*31210700001@bivio.com> wrote:



Thanks.

From: club_cafe@bivio.com <club_cafe@bivio.com> on behalf of Melinda Speak via bivio.com <user*30643000001@bivio.com>
Date: Monday, July 24, 2023 at 2:05 PM
To: club_cafe@bivio.com <club_cafe@bivio.com>
Subject: Re: [club_cafe] ACH Transfer from Personal Bank Account to Investment Club Fidelity Brokerage Account

WARNING: This message has originated from an External Source. This may be a phishing expedition that can result in unauthorized access to our IT System. Please use proper judgment and caution when opening attachments, clicking links, or responding to this email.

Please removed my email mjspeak@gmail.com from your mailing list. I must have subscribed by mistake & can't see how to undo it myself.

Thanks, 

Melinda Speak



On Jul 24, 2023, at 12:05 PM, ira smilovitz via bivio.com <user*2883400001@bivio.com> wrote:

I would check with Fidelity. I know you can set up direct bank->Fidelity EFTs and FedWire transfers although the mechanics are different. I don't know if the reverse direction is available. I would think not as most brokers insert as many obstacles as possible before they transfer any assets beyond their control.

Ira Smilovitz

On Sun, Jul 23, 2023 at 5:04 PM Ian Munro via bivio.com <user*39995800001@bivio.com> wrote:

My objective is to streamline the member payment process for the investment club in which I participate.

Has anyone successfully (and securely) setup ACH transfer to a Fidelity brokerage account?

I was able to setup the investment club brokerage account as an external account and transfer funds from my bank into the brokerage account. My bank used the microdeposit protocol to verify the brokerage account.

My concern is whether I now have authority to transfer funds from the investment club brokerage account to my personal bank account. Obviously, if this is the case, then the risk of rolling this capability out to all club partners would be unacceptable.

I realize I could simply enter a transfer transaction, but perhaps someone has already been down this path?