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Miracles

"Santa is real and Christmas is magic. Christmas brings miracles It's easy to say you don't believe but if you keep looking and you keep really watching, you'll see." - Parenthood- Season 4, Episode 11

It's the time of the year when we celebrate miracles. It might be the miracle that the days will again get longer, the miracle of the birth of a baby, the miracle that a man in a red suit will deliver gifts, or the miracle that a small amount of oil, sufficient for only one day of light could stave off the darkness for as long as it was needed.

We celebrate our belief in the existence of light in the darkness in many ways and with many traditions. Our common bond in our celebrations is the belief that there is something out there to hope for. Our celebrations remind us how important that is.

As investors we travel hopefully. The gifts we receive by participating in our investment clubs are not cookies or shiny boxes topped with bows. They are the chance to share our journey with friends. Together we search for the light in the darkness as we spend time learning about something we share a common interest in.

Your personal traditions determine exactly how you celebrate during December. But what matters most is that we all continue to believe in miracles, we all continue to travel hopefully, we all continue to share our lives with people we care about and we all continue to provide the gifts each one of us can offer to the world to make it a better place for all.

Here's to your celebrations of miracles with your clubs and your families from all of us here at bivio.

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
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Laurie - You message is so beautiful and gracious. Thank you. I so appreciated reading it.

Megan McKinlay

On Wed, Dec 23, 2015 at 8:24 AM, Laurie Frederiksen <laurie@bivio.biz> wrote:

"Santa is real and Christmas is magic. Christmas brings miracles It's easy to say you don't believe but if you keep looking and you keep really watching, you'll see." - Parenthood- Season 4, Episode 11

It's the time of the year when we celebrate miracles. It might be the miracle that the days will again get longer, the miracle of the birth of a baby, the miracle that a man in a red suit will deliver gifts, or the miracle that a small amount of oil, sufficient for only one day of light could stave off the darkness for as long as it was needed.

We celebrate our belief in the existence of light in the darkness in many ways and with many traditions. Our common bond in our celebrations is the belief that there is something out there to hope for. Our celebrations remind us how important that is.

As investors we travel hopefully. The gifts we receive by participating in our investment clubs are not cookies or shiny boxes topped with bows. They are the chance to share our journey with friends. Together we search for the light in the darkness as we spend time learning about something we share a common interest in.

Your personal traditions determine exactly how you celebrate during December. But what matters most is that we all continue to believe in miracles, we all continue to travel hopefully, we all continue to share our lives with people we care about and we all continue to provide the gifts each one of us can offer to the world to make it a better place for all.

Here's to your celebrations of miracles with your clubs and your families from all of us here at bivio.

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
Follow us on twitter! www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe


Laurie, Thank you for this.  Merry Christmas to you and your family.

Roy Chastain

"There is nothing on this earth more to be prized than true friendship."  Thomas Aquinas


On Dec 23, 2015, at 8:24 AM, Laurie Frederiksen <laurie@bivio.biz> wrote:

"Santa is real and Christmas is magic.  Christmas brings miracles  It's easy to say you don't believe but if you keep looking and you keep really watching, you'll see." - Parenthood- Season 4, Episode 11

It's the time of the year when we celebrate miracles.  It might be the miracle that the days will again get longer,  the miracle of the birth of a baby, the miracle that a man in a red suit will deliver gifts, or the miracle that a small amount of oil, sufficient for only one day of light could stave off the darkness for as long as it was needed.

We celebrate our belief in the existence of light in the darkness in many ways and with many traditions.  Our common bond in our celebrations is the belief that there is something out there to hope for.  Our celebrations remind us how important that is.

As investors we travel hopefully.  The gifts we receive by participating in our investment clubs are not cookies or shiny boxes topped with bows.  They are the chance to share our journey with friends.  Together we search for the light in the darkness as we spend time learning about something we share a common interest in.

Your personal traditions determine exactly how you celebrate during December.  But what matters most is that we all continue to believe in miracles, we all continue to travel hopefully,  we all continue to share our lives with people we care about and we all continue to provide the gifts each one of us can offer to the world to make it a better place for all.

Here's to your celebrations of miracles with your clubs and your families from all of us here at bivio.

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend!  www.facebook.com/bivio
Follow us on twitter!  www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list.  Click here to  Unsubscribe


Thank you Laurie! 

What a lovely letter!  May you and the Bivio staff and friends have a wonderful Christmas and Happy New Year! Everyone deserves the miracles that life has to offer!

Baldwin-Haut

Invest-Hers


From: [mailto:] On Behalf Of Laurie Frederiksen
Sent: Wednesday, December 23, 2015 10:24 AM
To: The Club Cafe
Subject: [club_cafe] Miracles

"Santa is real and Christmas is magic.  Christmas brings miracles  It's easy to say you don't believe but if you keep looking and you keep really watching, you'll see." - Parenthood- Season 4, Episode 11

It's the time of the year when we celebrate miracles.  It might be the miracle that the days will again get longer,  the miracle of the birth of a baby, the miracle that a man in a red suit will deliver gifts, or the miracle that a small amount of oil, sufficient for only one day of light could stave off the darkness for as long as it was needed.

We celebrate our belief in the existence of light in the darkness in many ways and with many traditions.  Our common bond in our celebrations is the belief that there is something out there to hope for.  Our celebrations remind us how important that is.

As investors we travel hopefully.  The gifts we receive by participating in our investment clubs are not cookies or shiny boxes topped with bows.  They are the chance to share our journey with friends.  Together we search for the light in the darkness as we spend time learning about something we share a common interest in.

Your personal traditions determine exactly how you celebrate during December.  But what matters most is that we all continue to believe in miracles, we all continue to travel hopefully,  we all continue to share our lives with people we care about and we all continue to provide the gifts each one of us can offer to the world to make it a better place for all.

Here's to your celebrations of miracles with your clubs and your families from all of us here at bivio.

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend!  www.facebook.com/bivio
Follow us on twitter!  www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list.  Click here to  Unsubscribe

Laurie,

Part of the miracle is you at Bivio. We thank you for all the quick and professional help you provide to the sometimes confused club treasurers. You are always there and cheerful. You are wonderful, and this letter to all of us is just part of your charm.

Thank you and Merry Christmas

Dave
FDIC (Friday Depositors Investment Club)

On 12/23/2015 8:24 AM, Laurie Frederiksen wrote:

"Santa is real and Christmas is magic. Christmas brings miracles It's easy to say you don't believe but if you keep looking and you keep really watching, you'll see." - Parenthood- Season 4, Episode 11

It's the time of the year when we celebrate miracles. It might be the miracle that the days will again get longer, the miracle of the birth of a baby, the miracle that a man in a red suit will deliver gifts, or the miracle that a small amount of oil, sufficient for only one day of light could stave off the darkness for as long as it was needed.

We celebrate our belief in the existence of light in the darkness in many ways and with many traditions. Our common bond in our celebrations is the belief that there is something out there to hope for. Our celebrations remind us how important that is.

As investors we travel hopefully. The gifts we receive by participating in our investment clubs are not cookies or shiny boxes topped with bows. They are the chance to share our journey with friends. Together we search for the light in the darkness as we spend time learning about something we share a common interest in.

Your personal traditions determine exactly how you celebrate during December. But what matters most is that we all continue to believe in miracles, we all continue to travel hopefully, we all continue to share our lives with people we care about and we all continue to provide the gifts each one of us can offer to the world to make it a better place for all.

Here's to your celebrations of miracles with your clubs and your families from all of us here at bivio.

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
Follow us on twitter! www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe


Well said Dave!!

Deep Shikha, Ph.D.
Professor and Chair, Economics
Core Leadership Team
St. Catherine University
651-690-6577

On Wed, Dec 23, 2015 at 3:02 PM, Dave <dave@rockisland.com> wrote:
Laurie,

Part of the miracle is you at Bivio. We thank you for all the quick and professional help you provide to the sometimes confused club treasurers. You are always there and cheerful. You are wonderful, and this letter to all of us is just part of your charm.

Thank you and Merry Christmas

Dave
FDIC (Friday Depositors Investment Club)

On 12/23/2015 8:24 AM, Laurie Frederiksen wrote:

"Santa is real and Christmas is magic. Christmas brings miracles It's easy to say you don't believe but if you keep looking and you keep really watching, you'll see." - Parenthood- Season 4, Episode 11

It's the time of the year when we celebrate miracles. It might be the miracle that the days will again get longer, the miracle of the birth of a baby, the miracle that a man in a red suit will deliver gifts, or the miracle that a small amount of oil, sufficient for only one day of light could stave off the darkness for as long as it was needed.

We celebrate our belief in the existence of light in the darkness in many ways and with many traditions. Our common bond in our celebrations is the belief that there is something out there to hope for. Our celebrations remind us how important that is.

As investors we travel hopefully. The gifts we receive by participating in our investment clubs are not cookies or shiny boxes topped with bows. They are the chance to share our journey with friends. Together we search for the light in the darkness as we spend time learning about something we share a common interest in.

Your personal traditions determine exactly how you celebrate during December. But what matters most is that we all continue to believe in miracles, we all continue to travel hopefully, we all continue to share our lives with people we care about and we all continue to provide the gifts each one of us can offer to the world to make it a better place for all.

Here's to your celebrations of miracles with your clubs and your families from all of us here at bivio.

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
Follow us on twitter! www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe



Thank you, Laurie. Happy Holidays.
Phyllis Woodring

Do what you can. Want what you have. Be who you are.
Sent from my iPad.

On Dec 23, 2015, at 11:24, Laurie Frederiksen <laurie@bivio.biz> wrote:

"Santa is real and Christmas is magic.  Christmas brings miracles  It's easy to say you don't believe but if you keep looking and you keep really watching, you'll see." - Parenthood- Season 4, Episode 11

It's the time of the year when we celebrate miracles.  It might be the miracle that the days will again get longer,  the miracle of the birth of a baby, the miracle that a man in a red suit will deliver gifts, or the miracle that a small amount of oil, sufficient for only one day of light could stave off the darkness for as long as it was needed.

We celebrate our belief in the existence of light in the darkness in many ways and with many traditions.  Our common bond in our celebrations is the belief that there is something out there to hope for.  Our celebrations remind us how important that is.

As investors we travel hopefully.  The gifts we receive by participating in our investment clubs are not cookies or shiny boxes topped with bows.  They are the chance to share our journey with friends.  Together we search for the light in the darkness as we spend time learning about something we share a common interest in.

Your personal traditions determine exactly how you celebrate during December.  But what matters most is that we all continue to believe in miracles, we all continue to travel hopefully,  we all continue to share our lives with people we care about and we all continue to provide the gifts each one of us can offer to the world to make it a better place for all.

Here's to your celebrations of miracles with your clubs and your families from all of us here at bivio.

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend!  www.facebook.com/bivio
Follow us on twitter!  www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list.  Click here to  Unsubscribe

Thank you Laurie, staff and everyone that post on here!
Merry Christmas! and Happy holidays!

Moiz

All of us are blessed to be able to invest together and share with one another

On Dec 24, 2015 11:50 AM, "Moiz Bhimani via bivio.com" <user*30472000001@bivio.com> wrote:
Thank you Laurie, staff and everyone that post on here!
Merry Christmas! and Happy holidays!

Moiz
Wonderful message Laurie, thank you!

On Wednesday, December 23, 2015, Laurie Frederiksen <laurie@bivio.biz> wrote:

"Santa is real and Christmas is magic. Christmas brings miracles It's easy to say you don't believe but if you keep looking and you keep really watching, you'll see." - Parenthood- Season 4, Episode 11

It's the time of the year when we celebrate miracles. It might be the miracle that the days will again get longer, the miracle of the birth of a baby, the miracle that a man in a red suit will deliver gifts, or the miracle that a small amount of oil, sufficient for only one day of light could stave off the darkness for as long as it was needed.

We celebrate our belief in the existence of light in the darkness in many ways and with many traditions. Our common bond in our celebrations is the belief that there is something out there to hope for. Our celebrations remind us how important that is.

As investors we travel hopefully. The gifts we receive by participating in our investment clubs are not cookies or shiny boxes topped with bows. They are the chance to share our journey with friends. Together we search for the light in the darkness as we spend time learning about something we share a common interest in.

Your personal traditions determine exactly how you celebrate during December. But what matters most is that we all continue to believe in miracles, we all continue to travel hopefully, we all continue to share our lives with people we care about and we all continue to provide the gifts each one of us can offer to the world to make it a better place for all.

Here's to your celebrations of miracles with your clubs and your families from all of us here at bivio.

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
Follow us on twitter! www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe

Thank you for the kind wishes everyone. Looking forward to another great year of working with you all!

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
Follow us on twitter! www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe