Good Job Investment Disciples. We are not too far behind you. We have had a lot of people who had to leave the club in the last two years which has thrown us off track. We are getting back on track now.

John Rice

ABODI Investment Club

On Thursday, April 30, 2015 6:07 AM, Laurie Frederiksen <laurie@bivio.biz> wrote:

Mark and the rest of you will be glad to hear that the club I mentioned yesterday has agreed to let me share more information about them. The club is the Investment Disciples from the state of Washington. It turns out that QPRR is not the only contest where they've done well. They recently placed third in a portfolio contest run by the Puget Sound Chapter of Better Investing. They were nice enough to share this article they wrote for that chapter's newsletter. It's a great story about the many ways that being a member of an investment club enriches your life. Investment Disciples They also agreed I could share their impressive QPRR results that I mentioned yesterday. I think you'll agree they have earned a round of applause! Laurie Frederiksen Invest with your friends! www.bivio.com Become our Facebook friend! www.facebook.com/bivio Follow us on twitter! www.twitter.com/bivio Follow Us on Google+ Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe

Laurie - It would be very interesting to see a graph of how the various clubs have done over say the last 5 years showing the persistence of positive relative returns. (Peter Piper picked...) That would prove whether or not the club disciple adds alpha.

Mark Eckman

On Thu, Apr 30, 2015 at 10:21 AM, John Rice <rice.j1969@att.net> wrote:

Good Job Investment Disciples. We are not too far behind you. We have had a lot of people who had to leave the club in the last two years which has thrown us off track. We are getting back on track now.

John Rice

ABODI Investment Club

On Thursday, April 30, 2015 6:07 AM, Laurie Frederiksen <laurie@bivio.biz> wrote:

Mark and the rest of you will be glad to hear that the club I mentioned yesterday has agreed to let me share more information about them. The club is the Investment Disciples from the state of Washington. It turns out that QPRR is not the only contest where they've done well. They recently placed third in a portfolio contest run by the Puget Sound Chapter of Better Investing. They were nice enough to share this article they wrote for that chapter's newsletter. It's a great story about the many ways that being a member of an investment club enriches your life. Investment Disciples They also agreed I could share their impressive QPRR results that I mentioned yesterday. I think you'll agree they have earned a round of applause! Laurie Frederiksen Invest with your friends! www.bivio.com Become our Facebook friend! www.facebook.com/bivio Follow us on twitter! www.twitter.com/bivio Follow Us on Google+ Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe

On Apr 30, 2015, at 12:00 PM, Laurie Frederiksen <laurie@bivio.biz> wrote:

Hi Mark, I'm not sure exactly what you are asking for.  Can you clarify a bit further? Laurie Frederiksen Invest with your friends! www.bivio.com Become our Facebook friend!  www.facebook.com/bivio Follow us on twitter!  www.twitter.com/bivio Follow Us on Google+ Click here to Subscribe to the Club Cafe email list.  Click here to  Unsubscribe

On Thu, Apr 30, 2015 at 11:51 AM, Mark Eckman <mark2459@gmail.com> wrote:

Laurie - It would be very interesting to see a graph of how the various clubs have done over say the last 5 years showing the persistence of positive relative returns. (Peter Piper picked...) That would prove whether or not the club disciple adds alpha.

Mark Eckman

On Thu, Apr 30, 2015 at 10:21 AM, John Rice <rice.j1969@att.net> wrote:

Good Job Investment Disciples. We are not too far behind you. We have had a lot of people who had to leave the club in the last two years which has thrown us off track. We are getting back on track now.

John Rice

ABODI Investment Club

On Thursday, April 30, 2015 6:07 AM, Laurie Frederiksen <laurie@bivio.biz> wrote:

Mark and the rest of you will be glad to hear that the club I mentioned yesterday has agreed to let me share more information about them.  The club is the Investment Disciples from the state of Washington. It turns out that QPRR is not the only contest where they've done well.  They recently placed third in a portfolio contest run by the Puget Sound Chapter of Better Investing.  They were nice enough to share this article they wrote for that chapter's newsletter.  It's a great story about the many ways that being a member of an investment club enriches your life. Investment Disciples They also agreed I could share their impressive QPRR results that I mentioned yesterday. <Investment_Disciples.png> I think you'll agree they have earned a round of applause! Laurie Frederiksen Invest with your friends! www.bivio.com Become our Facebook friend!  www.facebook.com/bivio Follow us on twitter!  www.twitter.com/bivio Follow Us on Google+ Click here to Subscribe to the Club Cafe email list.  Click here to  Unsubscribe

Hi Mark, I'm still not quite clear what you'd want to see. This club has persistently had good relative return results. In fact for each 1 year period since 4/1/2010, most have their annual relative returns calculations are positive. This is very rare. We award green smileys to clubs that earn 4 yellow smileys. You have to have 4, 1 year periods with positive relative returns to even get a yellow smiley. So you have to have 12 1 year periods with positive relative returns to get a green one. We also do a quick records verification before awarding the green ones. I think the clubs with the most green smileys are the ones we have something to learn from. We do plot each clubs relative returns against the average club relative returns on the QPRR page. That tells a club whether they are doing better at beating the index than the other clubs involved in QPRR. I'm not sure we need more displays of information as much as we need to be focusing on the reasons the clubs that do well are successful. That is why I reached out to this club to talk a bit about their operations. We've done Dashboard Diagnostics sessions with other clubs in the past to help provide further insight also. We'll try and do more of this going forward. Laurie Frederiksen Invest with your friends! www.bivio.com Become our Facebook friend! www.facebook.com/bivio Follow us on twitter! www.twitter.com/bivio Follow Us on Google+ Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe

I believe we are saying much the same thing, but you have focused on 1 club at a time. I'm looking for a way to compare the clubs. You have all the data, just subtract the negative months from the positive months and you have the score for each club. Rank them, chart them or however, compare them to understand what is average and what is good.

On Thu, Apr 30, 2015 at 2:23 PM, Laurie Frederiksen <laurie@bivio.biz> wrote:

Hi Mark, I'm still not quite clear what you'd want to see. This club has persistently had good relative return results. In fact for each 1 year period since 4/1/2010, most have their annual relative returns calculations are positive. This is very rare. We award green smileys to clubs that earn 4 yellow smileys. You have to have 4, 1 year periods with positive relative returns to even get a yellow smiley. So you have to have 12 1 year periods with positive relative returns to get a green one. We also do a quick records verification before awarding the green ones. I think the clubs with the most green smileys are the ones we have something to learn from. We do plot each clubs relative returns against the average club relative returns on the QPRR page. That tells a club whether they are doing better at beating the index than the other clubs involved in QPRR. I'm not sure we need more displays of information as much as we need to be focusing on the reasons the clubs that do well are successful. That is why I reached out to this club to talk a bit about their operations. We've done Dashboard Diagnostics sessions with other clubs in the past to help provide further insight also. We'll try and do more of this going forward. Laurie Frederiksen Invest with your friends! www.bivio.com Become our Facebook friend! www.facebook.com/bivio Follow us on twitter! www.twitter.com/bivio Follow Us on Google+ Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe