Happy New Year, everybody! Did you know that the fourth highest day of chocolate consumption is January 4^th?  Yes, trailing only Easter, Christmas and Valentine’s Day … today marks the crashing thud of many New Year’s resolutions.

We believe in the premise and promise of investment clubs at Manifest Investing. We hope that the following comments are helpful to investment club nation as we nudge would-be long-term investors into the experience of a rewarding journey with friends.

http://expectingalpha.com/2013/01/04/resolutions-of-chocolate-and-lemonade/

All the best in 2013 from all of us at Manifest Investing and bivio!

Mark Robertson