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Happy Birthday to Us!
That is bivio..darn spell check.

On Mon, Dec 9, 2019 at 8:03 AM Colleen Goings <colleen.goings@gmail.com> wrote:
Happy birthday vivid..couldn't even begin to be a treasurer without you!!

On Sun, Dec 8, 2019 at 3:16 PM Laurie Frederiksen <laurie@bivio.biz> wrote:

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!


Happy Birthday Laurie!  And thank you for all you and bivio do for us!

Merry Christmas!

Morgan

Morgan Lamarche
Treasurer
Duxbury (MA) Investment Club


On Dec 8, 2019, at 4:15 PM, Laurie Frederiksen <laurie@bivio.biz> wrote:

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!



Thank you for the birthday wishes everyone!

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
Follow us on twitter! www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe


On Mon, Dec 9, 2019 at 10:06 AM Morgan Lamarche via bivio.com <user*22103300001@bivio.com> wrote:
Happy Birthday Laurie! And thank you for all you and bivio do for us!

Merry Christmas!

Morgan

Morgan Lamarche
Treasurer
Duxbury (MA) Investment Club


On Dec 8, 2019, at 4:15 PM, Laurie Frederiksen <laurie@bivio.biz> wrote:

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!



All of us at Manifest Investing think *Invest With Your Friends* is a capital idea and we're grateful for bivio.

We made you a cake!

image.png



On Mon, Dec 9, 2019 at 10:20 AM Laurie Frederiksen <laurie@bivio.biz> wrote:

Thank you for the birthday wishes everyone!

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
Follow us on twitter! www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe


On Mon, Dec 9, 2019 at 10:06 AM Morgan Lamarche via bivio.com <user*22103300001@bivio.com> wrote:
Happy Birthday Laurie! And thank you for all you and bivio do for us!

Merry Christmas!

Morgan

Morgan Lamarche
Treasurer
Duxbury (MA) Investment Club


On Dec 8, 2019, at 4:15 PM, Laurie Frederiksen <laurie@bivio.biz> wrote:

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!



none

Yum! Thank you!

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
Follow us on twitter! www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe


On Mon, Dec 9, 2019 at 10:50 AM Mark Robertson via bivio.com <user*14641200001@bivio.com> wrote:
All of us at Manifest Investing think *Invest With Your Friends* is a capital idea and we're grateful for bivio.

We made you a cake!

image.png



On Mon, Dec 9, 2019 at 10:20 AM Laurie Frederiksen <laurie@bivio.biz> wrote:

Thank you for the birthday wishes everyone!

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
Follow us on twitter! www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe


On Mon, Dec 9, 2019 at 10:06 AM Morgan Lamarche via bivio.com <user*22103300001@bivio.com> wrote:
Happy Birthday Laurie! And thank you for all you and bivio do for us!

Merry Christmas!

Morgan

Morgan Lamarche
Treasurer
Duxbury (MA) Investment Club


On Dec 8, 2019, at 4:15 PM, Laurie Frederiksen <laurie@bivio.biz> wrote:

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!



My answer to you is no...THANK YOU! Thank you Laurie and the rest of your support crew for making the treasurer position almost enjoyable. You and bivio are most appreciated. You helped guide me to the transition from ICLUB to bivio.

So.... Happy Birthday and may there be many more!

Dick Wedin

Progressive Investment Group (otherwise known as PIGs)

From: club_cafe@bivio.com [mailto:club_cafe@bivio.com] On Behalf Of Laurie Frederiksen
Sent: Monday, December 09, 2019 7:19 AM
To: The Club Cafe
Subject: Re: [club_cafe] Happy Birthday to Us!

Thank you for the birthday wishes everyone!

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend!  www.facebook.com/bivio
Follow us on twitter!  www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list.  Click here to  Unsubscribe

On Mon, Dec 9, 2019 at 10:06 AM Morgan Lamarche via bivio.com <user*22103300001@bivio.com> wrote:

Happy Birthday Laurie!  And thank you for all you and bivio do for us!

Merry Christmas!

Morgan

Morgan Lamarche

Treasurer

Duxbury (MA) Investment Club



On Dec 8, 2019, at 4:15 PM, Laurie Frederiksen <laurie@bivio.biz> wrote:

Image removed by sender.

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!

Happy Birthday #20 to bivio.  We could not do this job without you!!!

Emoji

Steve Foster
Circle of Friends Treasurer

On Monday, December 9, 2019, 12:12:28 PM PST, Dick Wedin via bivio.com <user*37222600001@bivio.com> wrote:


My answer to you is no...THANK YOU!  Thank you Laurie and the rest of your support crew for making the treasurer position almost enjoyable.  You and bivio are most appreciated.  You helped guide me to the transition from ICLUB to bivio.

 

So.... Happy Birthday and may there be many more!

 

Dick Wedin

Progressive Investment Group (otherwise known as PIGs)

 

 

 

From: club_cafe@bivio.com [mailto:club_cafe@bivio.com] On Behalf Of Laurie Frederiksen
Sent: Monday, December 09, 2019 7:19 AM
To: The Club Cafe
Subject: Re: [club_cafe] Happy Birthday to Us!

 

Thank you for the birthday wishes everyone!

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend!  www.facebook.com/bivio
Follow us on twitter!  www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list.  Click here to  Unsubscribe

 

On Mon, Dec 9, 2019 at 10:06 AM Morgan Lamarche via bivio.com <user*22103300001@bivio.com> wrote:

Happy Birthday Laurie!  And thank you for all you and bivio do for us!

 

Merry Christmas!

 

Morgan

 

Morgan Lamarche

Treasurer

Duxbury (MA) Investment Club

 



On Dec 8, 2019, at 4:15 PM, Laurie Frederiksen <laurie@bivio.biz> wrote:

 

Image removed by sender.

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!

 

Thanks so much! Couldn't do it without you!! Greatly Appreciated!!


On Sun, Dec 8, 2019 at 2:15 PM Laurie Frederiksen <laurie@bivio.biz> wrote:

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!


Happy birthday! Appreciate all the help over the years. Photo taken near Montepulciano, Italy.

Ann
Money Mavens

On Sun, Dec 8, 2019, 1:16 PM Laurie Frederiksen <laurie@bivio.biz> wrote:

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!


none

We're everywhere. Here's our shoe store in Venice:


00002IMG_00002_BURST20170402184518_COVER.jpg

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend! www.facebook.com/bivio
Follow us on twitter! www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list. Click here to Unsubscribe


On Tue, Dec 10, 2019 at 3:59 PM Ann Dexheimer via bivio.com <user*102500001@bivio.com> wrote:
Happy birthday! Appreciate all the help over the years. Photo taken near Montepulciano, Italy.

Ann
Money Mavens

On Sun, Dec 8, 2019, 1:16 PM Laurie Frederiksen <laurie@bivio.biz> wrote:

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!


😊

From: club_cafe@bivio.com <club_cafe@bivio.com> On Behalf Of Laurie Frederiksen
Sent: Tuesday, December 10, 2019 5:51 PM
To: The Club Cafe <club_cafe@bivio.com>
Subject: Re: [club_cafe] Happy Birthday to Us!

We're everywhere.  Here's our shoe store in Venice:

00002IMG_00002_BURST20170402184518_COVER.jpg

Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend!  www.facebook.com/bivio
Follow us on twitter!  www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list.  Click here to  Unsubscribe

On Tue, Dec 10, 2019 at 3:59 PM Ann Dexheimer via bivio.com <user*102500001@bivio.com> wrote:

Happy birthday! Appreciate all the help over the years. Photo taken near Montepulciano, Italy.

Ann

Money Mavens 

On Sun, Dec 8, 2019, 1:16 PM Laurie Frederiksen <laurie@bivio.biz> wrote:

It's our 20th birthday!

Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.

bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.

In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.

Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.

Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!

Happy Birthday!
Great service for all of us.

Thank you!

P Wilder
Treasurer
SIC#2


-----Original Message-----
From: Laurie Frederiksen <laurie@bivio.biz>
To: The Club Cafe <club_cafe@bivio.com>
Sent: Mon, Dec 9, 2019 10:20 am
Subject: Re: [club_cafe] Happy Birthday to Us!

Thank you for the birthday wishes everyone!
Laurie Frederiksen
Invest with your friends!
www.bivio.com

Become our Facebook friend!  www.facebook.com/bivio
Follow us on twitter!  www.twitter.com/bivio
Follow Us on Google+

Click here to Subscribe to the Club Cafe email list.  Click here to  Unsubscribe

On Mon, Dec 9, 2019 at 10:06 AM Morgan Lamarche via bivio.com <user*22103300001@bivio.com> wrote:
Happy Birthday Laurie!  And thank you for all you and bivio do for us!

Merry Christmas!

Morgan

Morgan Lamarche
Treasurer
Duxbury (MA) Investment Club


On Dec 8, 2019, at 4:15 PM, Laurie Frederiksen <laurie@bivio.biz> wrote:

It's our 20th birthday!
Back in 1998, two Stanford graduates had the idea to develop the first web-delivered investment club accounting application.
bivio (from the Latin bivium, intersection) was born on December 8, 1999. Many thousands of investment clubs have used it since.
In the past 20 years, we've seen it all. You've created family clubs, clubs at the office, big clubs and small clubs. We've worked with brand new clubs and clubs that have been around for 50 years. We've exchanged hundreds of thousands of email messages with all of you.
Our mission at bivio is to help you keep the operations of your investment club simple so you can have fun learning to invest with your friends. We were ahead of our time in seeing the opportunities that software delivery over the Internet would provide to facilitate the operations of groups working together. 20 years ago, the idea of an internet based program was a novelty. Now, all programs are moving toward being internet applications.
Thank you for your loyalty and your business. We know we have the best customers! It's always truly a pleasure to work with you and watch your clubs achieve investing success. We look forward to supporting your efforts for the next 20 years!