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Step up in cost basis
My club of almost 24 years recently disbanded and the
remaining 4 partners (including me) took our full
withdrawals in stock. I have been the Club Treasurer since
we formed it. Can someone please point me to where I can
get some information concerning how and when to step up each
the cost basis of the stock lots I received from the Club's
cost basis to my Partnership cost basis. If it helps, both
the Investment Club account was, and my personal account is,
at Fidelity. I have not yet sold any of the stock I
received, and the cost basis Fidelity is showing is the
Club's cost basis. Thanks so much!
That’s because when you transfer stock there is no step-up in cost basis.
Sent from my iPhone

> On Mar 10, 2025, at 7:37 PM, Carole L. Jansen via bivio.com <user*8441200001@bivio.com> wrote:
>
> My club of almost 24 years recently disbanded and the
> remaining 4 partners (including me) took our full
> withdrawals in stock. I have been the Club Treasurer since
> we formed it. Can someone please point me to where I can
> get some information concerning how and when to step up each
> the cost basis of the stock lots I received from the Club's
> cost basis to my Partnership cost basis. If it helps, both
> the Investment Club account was, and my personal account is,
> at Fidelity. I have not yet sold any of the stock I
> received, and the cost basis Fidelity is showing is the
> Club's cost basis. Thanks so much!
The withdrawal forms in Bivio provide the information on a departing members cost basis for stock received.
 
Sent from my iPhone
 
> On Mar 10, 2025, at 9:36 PM, Carole L. Jansen via bivio.com <user*8441200001@bivio.com> wrote:
>
> My club of almost 24 years recently disbanded and the
> remaining 4 partners (including me) took our full
> withdrawals in stock. I have been the Club Treasurer since
> we formed it. Can someone please point me to where I can
> get some information concerning how and when to step up each
> the cost basis of the stock lots I received from the Club's
> cost basis to my Partnership cost basis. If it helps, both
> the Investment Club account was, and my personal account is,
> at Fidelity. I have not yet sold any of the stock I
> received, and the cost basis Fidelity is showing is the
> Club's cost basis. Thanks so much!
The change in cost basis (it's not necessarily a step up) is shown on your withdrawal report. Not all brokers will adjust the cost basis when the stock is transferred from a partnership to a member. You need to keep the withdrawal report as your documentation of the actual cost basis in your hands. There is a procedure for adjusting the cost basis on a tax return when the broker reported basis is different from the actual cost basis.

Ira Smilovitz

On Mon, Mar 10, 2025 at 10:36 PM Carole L. Jansen via bivio.com <user*8441200001@bivio.com> wrote:
My club of almost 24 years recently disbanded and the
remaining 4 partners (including me) took our full
withdrawals in stock. I have been the Club Treasurer since
we formed it. Can someone please point me to where I can
get some information concerning how and when to step up each
the cost basis of the stock lots I received from the Club's
cost basis to my Partnership cost basis. If it helps, both
the Investment Club account was, and my personal account is,
at Fidelity. I have not yet sold any of the stock I
received, and the cost basis Fidelity is showing is the
Club's cost basis. Thanks so much!
Thanks Ira, the last sentence is what I needed. Thankfully, in my case, it is all a step up.

Carole Jansen

On Mon, Mar 10, 2025, 11:19 PM ira smilovitz via bivio.com <user*2883400001@bivio.com> wrote:
The change in cost basis (it's not necessarily a step up) is shown on your withdrawal report. Not all brokers will adjust the cost basis when the stock is transferred from a partnership to a member. You need to keep the withdrawal report as your documentation of the actual cost basis in your hands. There is a procedure for adjusting the cost basis on a tax return when the broker reported basis is different from the actual cost basis.

Ira Smilovitz

On Mon, Mar 10, 2025 at 10:36 PM Carole L. Jansen via bivio.com <user*8441200001@bivio.com> wrote:
My club of almost 24 years recently disbanded and the
remaining 4 partners (including me) took our full
withdrawals in stock. I have been the Club Treasurer since
we formed it. Can someone please point me to where I can
get some information concerning how and when to step up each
the cost basis of the stock lots I received from the Club's
cost basis to my Partnership cost basis. If it helps, both
the Investment Club account was, and my personal account is,
at Fidelity. I have not yet sold any of the stock I
received, and the cost basis Fidelity is showing is the
Club's cost basis. Thanks so much!
Thanks Tracy, I understand that part. I was looking for info on how to change it, either with my broker now or when I sell the stock. I think Ira has pointed me in the right direction.

c.e

On Mon, Mar 10, 2025, 10:50 PM Tracy, Molly M via bivio.com <user*40992200001@bivio.com> wrote:
The withdrawal forms in Bivio provide the information on a departing members cost basis for stock received.

Sent from my iPhone

> On Mar 10, 2025, at 9:36 PM, Carole L. Jansen via bivio.com <user*8441200001@bivio.com> wrote:
>
> My club of almost 24 years recently disbanded and the
> remaining 4 partners (including me) took our full
> withdrawals in stock. I have been the Club Treasurer since
> we formed it. Can someone please point me to where I can
> get some information concerning how and when to step up each
> the cost basis of the stock lots I received from the Club's
> cost basis to my Partnership cost basis. If it helps, both
> the Investment Club account was, and my personal account is,
> at Fidelity. I have not yet sold any of the stock I
> received, and the cost basis Fidelity is showing is the
> Club's cost basis. Thanks so much!
I believe there can be.

c.e

On Mon, Mar 10, 2025, 10:14 PM Lynda Feit via bivio.com <user*26876200001@bivio.com> wrote:
That's because when you transfer stock there is no step-up in cost basis.
Sent from my iPhone

> On Mar 10, 2025, at 7:37 PM, Carole L. Jansen via bivio.com <user*8441200001@bivio.com> wrote:
>
> My club of almost 24 years recently disbanded and the
> remaining 4 partners (including me) took our full
> withdrawals in stock. I have been the Club Treasurer since
> we formed it. Can someone please point me to where I can
> get some information concerning how and when to step up each
> the cost basis of the stock lots I received from the Club's
> cost basis to my Partnership cost basis. If it helps, both
> the Investment Club account was, and my personal account is,
> at Fidelity. I have not yet sold any of the stock I
> received, and the cost basis Fidelity is showing is the
> Club's cost basis. Thanks so much!
IRA--PLEASE HELP! I WAS ONCE A MEMBER OF CLUB_CAFE@BIVIO SEVERAL YEARS AGO (LAST FILED A CLUB RETURN IN 2021?) BUT THE CLUB I WAS A MEMBER OF WITHDREW (AUTUMN CHASE WOMEN'S INVESTMENT CLUB) AND SO DID I. HOWEVER I FAILED TO DELETE MY MEMBERSHIP FROM RECEIVING THE EMAILS. PLEASE DO SO FOR ME. I DO NOT REMEMBER HOW TO DO SO. PLEASE HELP! THANK YOU.

RUTHY SELLERS

On Mon, Mar 10, 2025 at 11:19 PM ira smilovitz via bivio.com <user*2883400001@bivio.com> wrote:
The change in cost basis (it's not necessarily a step up) is shown on your withdrawal report. Not all brokers will adjust the cost basis when the stock is transferred from a partnership to a member. You need to keep the withdrawal report as your documentation of the actual cost basis in your hands. There is a procedure for adjusting the cost basis on a tax return when the broker reported basis is different from the actual cost basis.

Ira Smilovitz

On Mon, Mar 10, 2025 at 10:36 PM Carole L. Jansen via bivio.com <user*8441200001@bivio.com> wrote:
My club of almost 24 years recently disbanded and the
remaining 4 partners (including me) took our full
withdrawals in stock. I have been the Club Treasurer since
we formed it. Can someone please point me to where I can
get some information concerning how and when to step up each
the cost basis of the stock lots I received from the Club's
cost basis to my Partnership cost basis. If it helps, both
the Investment Club account was, and my personal account is,
at Fidelity. I have not yet sold any of the stock I
received, and the cost basis Fidelity is showing is the
Club's cost basis. Thanks so much!
We've removed Ruthy's email address from the Club Cafe' mailing list. There's also a link that Club Cafe' members can use to unsubscribe:


Becky Kruse
bivio

On Wed, Mar 12, 2025 at 8:56 AM Ruthy Sellers via bivio.com <user*30367800001@bivio.com> wrote:
IRA--PLEASE HELP! I WAS ONCE A MEMBER OF CLUB_CAFE@BIVIO SEVERAL YEARS AGO (LAST FILED A CLUB RETURN IN 2021?) BUT THE CLUB I WAS A MEMBER OF WITHDREW (AUTUMN CHASE WOMEN'S INVESTMENT CLUB) AND SO DID I. HOWEVER I FAILED TO DELETE MY MEMBERSHIP FROM RECEIVING THE EMAILS. PLEASE DO SO FOR ME. I DO NOT REMEMBER HOW TO DO SO. PLEASE HELP! THANK YOU.

RUTHY SELLERS

On Mon, Mar 10, 2025 at 11:19 PM ira smilovitz via bivio.com <user*2883400001@bivio.com> wrote:
The change in cost basis (it's not necessarily a step up) is shown on your withdrawal report. Not all brokers will adjust the cost basis when the stock is transferred from a partnership to a member. You need to keep the withdrawal report as your documentation of the actual cost basis in your hands. There is a procedure for adjusting the cost basis on a tax return when the broker reported basis is different from the actual cost basis.

Ira Smilovitz

On Mon, Mar 10, 2025 at 10:36 PM Carole L. Jansen via bivio.com <user*8441200001@bivio.com> wrote:
My club of almost 24 years recently disbanded and the
remaining 4 partners (including me) took our full
withdrawals in stock. I have been the Club Treasurer since
we formed it. Can someone please point me to where I can
get some information concerning how and when to step up each
the cost basis of the stock lots I received from the Club's
cost basis to my Partnership cost basis. If it helps, both
the Investment Club account was, and my personal account is,
at Fidelity. I have not yet sold any of the stock I
received, and the cost basis Fidelity is showing is the
Club's cost basis. Thanks so much!